Refinancing Through a Mortgage Broker vs. Direct to Bank: What’s Best for You?
A mortgage broker acts as a middleman between you and lenders when refinancing your home loan, helping you find the best mortgage deal for your financial situation. With access to multiple lenders and products, they can compare different options to save you time and effort in your refinancing journey. Ready […]
The Role of Mortgage Brokers in New Zealand’s Changing Financial Landscape
The mortgage broker industry in New Zealand has evolved considerably over time. Historically, obtaining a mortgage was a complex and time-consuming process, often requiring individuals to visit multiple banks and financial institutions to compare rates and terms. However, the emergence of mortgage brokers has transformed the way people secure home […]
Understanding and Leveraging Offset Mortgages in New Zealand
An offset mortgage is a financial product that enables borrowers to link their savings and current accounts to their mortgage. The balance in these accounts is subsequently offset against the outstanding mortgage balance, thereby reducing the amount of interest the borrower pays on their mortgage. Rather than earning interest on […]