Navigating Refinance Mortgage NZ: Broker vs. DIY – Pros and Cons Explained
Mortgage refinancing is the process of replacing an existing mortgage with a new one, typically to take advantage of better interest rates, lower monthly payments, or to access equity in the property. In New Zealand, homeowners can refinance their mortgage with their current lender or switch to a new lender. […]
Mastering Negotiation: How to Secure Better Refix Rates NZ with Your Lender
Loan refixing is the process of renegotiating an existing loan’s terms and conditions. This may involve adjusting interest rates, extending the loan term, or modifying the repayment structure. The primary objective is to secure more favorable terms that better suit the borrower’s current financial situation and long-term goals. However, refixing […]