Understanding LVR Restrictions: Impact on First-Home Buyers and Investors in 2025
LVR, or Loan-to-Value Ratio, restrictions are regulations implemented by financial institutions and governments to limit the amount of money that can be borrowed for property purchases relative to the property’s value. These measures are designed to mitigate risks associated with high levels of mortgage lending and promote financial stability in […]
Reserve Bank OCR Slashed to 4.75%: Economic Impact and What It Means for NZ Homeowners
In a significant move that’s set to impact the New Zealand property market and broader economy, the Reserve Bank has cut the Official Cash Rate (OCR) by 50 basis points to 4.75%. This decision, announced on October 9, 2024, marks the second consecutive rate cut and signals a shift in […]
Interest Rates NZ Plummet: OCR Slashed to 5.25% – What This Means for Your Mortgage
BREAKING: OCR Slashed to 5.25% – First Cut in 4 Years! The Reserve Bank of New Zealand (RBNZ) has just made a game-changing move by lowering the Official Cash Rate (OCR) to 5.25%. This reduction is the first we’ve seen since March 2020, marking a significant shift in New Zealand’s […]
Ashley Church: How the Govts housing changes could impact you
If you’re a property investor – the Government’s announcement of a suite of measures to address the housing crisis is something of a non-event – for now. There’s nothing in the announcements that will immediately benefit you – nor are there any changes that should cause you too much difficulty […]