Where are you right
now in your buying journey?
Based on your buying journey, our Home loan advisers in New Zealand can identify the best home loan solution for your needs.
First stage: Thinking & Planning to buy
The first stage of home buying is pondering on the question “to buy or not to”. Setting property buying goals can help clear any doubts concerning buying.
Perhaps, decisions can be taken by knowing your affordability based on which you can search for home loans and make future plans.
Second stage: Finding & Researching
Once you decide to buy, determine types of ownership to choose, get a pre-approved loan and conduct property research to avoid potential risks.
In case of any confusions or obligations, please feel free to take our free consultation offered by experienced advisers.
Third stage: Property Settlement & Moving-in
Moving in require you to undertake pre-settlement inspection, carry out paperwork, and finally closing the deal.
You can always consult our mortgage broker who can further assist in carrying out the move-in without any hassle by offering best home loan solution.
Meeting the adviser
Let us take a quick glance of what is the process of buying a home. First, you meet a mortgage adviser and get an assessment done to see how much you can borrow.
Then, you work towards a pre-approval. Your credit score might be taken in considertion.
after a pre-approval is done, you search for a property in your price bracket.
sale & purchase agreement
Once you find a suitable property, you put an offer on a Sale and Purchase Agreement subject to conditions.
After these conditions are satisfied by the bank, through us, the contract is made unconditional. This may take 5-10 working days
you put a settlement date on the Sale and Purchase Agreement but before the date arrives, you meet with us to seek the best possible mortgage structure so your loans are paid off faster
Considerations to follow before you buy
Get a Pre-Approval & buy with confidence
Home loan solution at your doorstep
Meet Our Team
We have an experienced team of advisers, focused on providing the best customer experience. You would be listened to and supported every step of the way.
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