Maximising Your KiwiSaver: A Step-by-Step Guide to First Home Withdrawals
KiwiSaver is a voluntary retirement savings program in New Zealand. Established to assist individuals in saving for retirement, it offers various benefits including employer contributions, government contributions, and the option to withdraw funds for purchasing a first home. New Zealand citizens, residents, and those with indefinite right to live in […]
Unlocking the Door: A Complete Overview of Kiwi Government Assistance for First Home Buyers
The KiwiSaver First Home Withdrawal is a New Zealand government initiative that enables eligible first-time home buyers to access their KiwiSaver funds for purchasing a residential property. Participants can withdraw their personal contributions, employer contributions, and investment returns to use as a deposit or part of the purchase price. To […]
Refinance Mortgage Calculator NZ: How Much Could You Save on Your Kiwi Mortgage?
Refinancing involves replacing an existing loan with a new one that offers more favorable terms and conditions. This financial strategy can be applied to various types of loans, including mortgages, auto loans, and personal loans. The primary objective of refinancing is to achieve cost savings through a lower interest rate, […]
The Cost of Breaking Up: Understanding Refinance Mortgage Break Fees in NZ
Refinancing a mortgage offers potential benefits such as reduced interest rates, lower monthly payments, or access to home equity. However, refinancing before the end of the current mortgage term may incur refinance break fees. These fees are imposed by lenders to recover potential interest income lost due to early termination […]
The Ultimate Guide to First Home Buyers Deposit NZ: How Much Do You Really Need?
In New Zealand, the standard minimum deposit for home purchases is typically 20% of the property’s price. For a $500,000 home, this equates to a $100,000 deposit. However, exceptions exist, particularly for first-time buyers. The First Home Loan Deposit scheme allows eligible first-time buyers to purchase a home with as […]
OCR Decision: RBNZ Takes a Break from Raising Interest Rates as Economy Slows
In its recent monetary policy review, the Reserve Bank of New Zealand (RBNZ) decided to keep the Official Cash Rate (OCR) steady at 5.50%. This marks the end of nearly two years of consecutive increases in the OCR. The RBNZ stated that the current level of interest rates is having […]
Fundmaster Turns 10
Exactly 10 years back when I was sitting on a bench out in half moon bay fully devastated with no energy looking up at the sky and asking God what my next move should be. What will I do without a job, how will I feed my daughter and my […]
Fast Brokerage 2021: Another Historic Feat for Fundmaster
We are elated to announce that Fundmaster recently won the “NZA Fast Brokerage 2021” award. A big thanks to our customers, banks, team members, and of course our wonderful partners. Someone rightly said that hard work always pays off. Working as a financial adviser and mortgage broker in New Zealand for almost 9 years was no easy task. Over this decade, failures, struggles and challenges have strengthened our willpower. Mr. Dev. Dhingra, a motivational leader and […]
About Dev Dhingra
About Dev Dhingra Dev Dhingra has put his heart and soul into transforming Fundmaster from a small firm in the garage of Pakuranga to a well-established company. Dev’s excellent visionary skills have earned him a place among the top 100 professionals in the world. Dev’s success as an entrepreneur is […]
OCR Decision: RBNZ Takes a Break from Raising Interest Rates as Economy Slows
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Three signs that the market is turning
This is another way of saying, “We’ve been in business for a long time because people love our products and trust us.”
Can we still predict what will happen to the housing market?
Again, customers liked to be affirmed in their decisions. This phrase communicates that if the customer buys your products.