Turn Your Home Equity into Investment Opportunities: A Comprehensive Guide
Home equity represents the portion of a property that an owner truly owns, calculated as the difference between the current market value of the home and the outstanding mortgage balance. This financial metric is crucial for homeowners, as it not only reflects their investment in the property but also serves […]
Understanding LVR Restrictions: Impact on First-Home Buyers and Investors in 2025
LVR, or Loan-to-Value Ratio, restrictions are regulations implemented by financial institutions and governments to limit the amount of money that can be borrowed for property purchases relative to the property’s value. These measures are designed to mitigate risks associated with high levels of mortgage lending and promote financial stability in […]
Understanding the Healthy Homes Standards: A Guide for NZ Property Investors
The Healthy Homes Standards were introduced by the New Zealand government in 2019 to enhance the quality of rental properties throughout the country. These regulations were established to ensure that all rental accommodations are warm, dry, and sufficiently ventilated, whilst addressing concerns such as heating, insulation, moisture ingress, and draught […]
Making Sense of the Bright-Line Test: Essential Info for NZ Property Investors
The Bright-Line Test is a tax regulation in New Zealand that applies to residential property sales. Implemented to address property speculation and reduce short-term property flipping, the test requires individuals who sell residential property within a specified period to pay tax on any profits from the sale. The timeframe has […]
Investment Property Tax NZ: 2024 Update and What It Means for Kiwi Investors
Investment property tax in New Zealand are a complex and evolving aspect of property investment. These taxes include income tax on rental earnings, potential capital gains tax on property sales, and various property-related expenses. The tax laws surrounding investment properties frequently change, necessitating ongoing education for investors. The tax implications […]