Why Fixed Home-Loan Rates Haven’t Fallen Along with the OCR? 🤔
By Fundmaster | December 2025 If you’ve noticed that, even though the OCR has dropped, your bank’s fixed mortgage rate hasn’t budged much — you’re not imagining it. There’s real reasons for that. Let’s find a simple breakdown below: ✅ What’s happened with the OCR 🚧 Why fixed home-loan rates […]
Make Space, Make Money: NZ’s New Granny-Flat Rules — Is Yours Next?
By Fundmaster | Updated October 2025 Big news for backyard builders: the government’s new rules make it easier to add a granny flat up to 70m². But there’s a catch many homeowners aren’t clocking yet — your council rates could go up once that extra dwelling is in place. 🚦 […]