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5.0

The Latest Interest Rates

InstitutionProductVariable
floating
6
months
1
year
18
months
2
years
3
years
4
years
5
years
ANZStandard
6.49%
5.89%
5.55%
5.49%
5.55%
5.69%
5.79%
5.79%
Special LVR under 80%-
5.29%
4.95%
4.89%
4.95%
5.09%
--
Good Energy - Up to $80K-----
1.00%
--
ASBStandard
6.44%
5.29%
4.89%
4.89%
4.95%
5.09%
5.49%
5.59%
BNZStandard
6.44%
5.29%
4.89%
4.89%
4.95%
5.09%
5.39%
5.59%
Bank of ChinaStandard
7.99%
6.08%
5.78%
5.78%
5.88%
5.95%
6.35%
6.35%
Special
6.09%
5.08%
4.78%
4.78%
4.88%
4.95%
5.35%
5.35%
Co-operative BankStandard
5.95%
5.75%
5.39%
5.45%
5.49%
5.65%
5.99%
6.09%
Owner Occupied
5.95%
5.25%
4.89%
4.95%
4.99%
5.15%
5.49%
5.59%
Heartland BankResidential
5.99%
-
5.89%
-----
ICBCSpecial
6.50%
5.15%
4.85%
4.85%
4.95%
5.05%
5.35%
5.39%
KiwibankStandard
6.35%
6.19%
5.79%
-
5.85%
5.95%
6.39%
6.59%
Special-
5.29%
4.89%
-
4.95%
5.15%
5.59%
5.79%
SBS BankResidential
6.49%
5.96%
5.49%
5.49%
5.55%
5.69%
5.99%
5.99%
Special-
5.36%
4.89%
4.89%
4.95%
5.09%
5.39%
5.39%
TSB BankStandard
7.19%
6.09%
5.69%
5.89%
5.75%
6.09%
6.59%
6.69%
Special LVR <80%
6.39%
5.29%
4.89%
5.09%
4.95%
5.29%
5.79%
5.89%
WestpacStandard
6.59%
5.89%
5.49%
5.55%
5.55%
5.59%
5.99%
5.99%
Special LVR < 80%-
5.29%
4.89%
4.95%
4.95%
4.99%
5.39%
5.39%
WelcomeShort-term first mortgages from:-
7.25%
7.25%
-
7.25%
7.75%
--
Standard Rate
Special Rate
Last updated: July 19, 2025, 8:56 pm

Our Accomplishments

Celebrating a decade of excellence in financial services

Thanks to our unwavering commitment and the trust of our clients, Fundmaster has been recognised with the ‘NZA Fast Brokerage Award,’ marking our distinguished presence in New Zealand’s financial advisory sector for over a decade.

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YEARS IN BUSINESS

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EXPERT ADVISERS

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HAPPY CLIENTS

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LOAN SETTLEMENTS

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Our Services

Fundmaster offers a range of services to help you on your financial journey

Whether you’re exploring home loans, seeking to refinance for better terms, or requiring strategic business finance solutions, our brokers are here to align with your goals for a seamless journey.

Meet our CEO

Dev Dhingra

Meet Dev, the driving force behind Fundmaster. Leading it towards a future of financial empowerment.
 
Our tailored advice stems from a deep understanding of your needs, led by Dev Dhingra’s vision to secure the best deals for every client.

Client Testimonials

Real stories, real success

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Our Tools

Plan your future with Fundmaster's financial tools

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Contact Us

Fundmaster is here to guide you every step of the way

IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are example of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed-rate loan or where additional or early repayments are made during the fixed rate period.

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