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5.0
The Latest Interest Rates
| Institution | Product | Variable floating | 6 months | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|
| ANZ | Standard | 6.69% | 6.09% | 5.59% | 5.59% | 5.59% | 5.89% | 5.99% | 5.99% |
| Special LVR under 80% | - | 5.49% | 4.99% | 4.99% | 4.99% | 5.29% | - | - | |
| Good Energy - Up to $80K | - | - | - | - | - | 1.00% | - | - | |
| ASB | Standard | 6.64% | 5.59% | 4.99% | 4.99% | 4.99% | 5.35% | 5.59% | 5.69% |
| BNZ | Standard | 6.69% | 5.49% | 4.99% | 4.95% | 4.99% | 5.29% | 5.69% | 5.79% |
| Bank of China | Standard | 8.24% | 6.65% | 5.99% | 5.99% | 5.99% | 6.15% | 6.35% | 6.35% |
| Special | 6.34% | 5.65% | 4.99% | 4.99% | 4.99% | 5.15% | 5.35% | 5.35% | |
| Co-operative Bank | Standard | 5.95% | 5.89% | 5.49% | 5.59% | 5.49% | 5.89% | 6.09% | 6.19% |
| Owner Occupied | 5.95% | 5.39% | 4.99% | 5.09% | 4.99% | 5.39% | 5.59% | 5.69% | |
| Heartland Bank | Residential | 6.25% | - | 5.89% | - | - | - | - | - |
| ICBC | Special | 6.50% | 5.15% | 4.85% | 4.99% | 4.99% | 5.39% | 5.49% | 5.49% |
| Kiwibank | Standard | 6.50% | 6.39% | 5.89% | - | 5.89% | 6.15% | 6.39% | 6.59% |
| Special | - | 5.49% | 4.99% | - | 4.99% | 5.35% | 5.59% | 5.79% | |
| SBS Bank | Residential | 6.74% | 6.15% | 5.59% | 5.59% | 5.59% | 5.95% | 6.29% | 6.29% |
| Special | - | 5.55% | 4.99% | 4.99% | 4.99% | 5.35% | 5.69% | 5.69% | |
| TSB Bank | Standard | 7.44% | 6.29% | 5.79% | 5.89% | 5.79% | 6.19% | 6.59% | 6.69% |
| Special LVR <80% | 6.64% | 5.49% | 4.99% | 5.09% | 4.99% | 5.39% | 5.79% | 5.89% | |
| Westpac | Standard | 6.74% | 6.19% | 5.59% | 5.59% | 5.59% | 5.79% | 5.99% | 5.99% |
| Special LVR < 80% | - | 5.59% | 4.99% | 4.99% | 4.99% | 5.19% | 5.39% | 5.39% |
Standard Rates
Co-operative Bank
Standard
5.95%
Co-operative Bank
Owner Occupied
5.95%
Heartland Bank
Residential
6.25%
Kiwibank
Standard
6.50%
ASB
Standard
6.64%
ANZ
Standard
6.69%
BNZ
Standard
6.69%
SBS Bank
Residential
6.74%
Westpac
Standard
6.74%
TSB Bank
Standard
7.44%
Bank of China
Standard
8.24%
Special Rates
Bank of China
Special
6.34%
ICBC
Special
6.50%
TSB Bank
Special LVR <80%
6.64%
Standard Rates
Co-operative Bank
Owner Occupied
5.39%
BNZ
Standard
5.49%
ASB
Standard
5.59%
Co-operative Bank
Standard
5.89%
ANZ
Standard
6.09%
SBS Bank
Residential
6.15%
Westpac
Standard
6.19%
TSB Bank
Standard
6.29%
Kiwibank
Standard
6.39%
Bank of China
Standard
6.65%
Special Rates
ICBC
Special
5.15%
ANZ
Special LVR under 80%
5.49%
Kiwibank
Special
5.49%
TSB Bank
Special LVR <80%
5.49%
SBS Bank
Special
5.55%
Westpac
Special LVR < 80%
5.59%
Bank of China
Special
5.65%
Standard Rates
ASB
Standard
4.99%
BNZ
Standard
4.99%
Co-operative Bank
Owner Occupied
4.99%
Co-operative Bank
Standard
5.49%
ANZ
Standard
5.59%
SBS Bank
Residential
5.59%
Westpac
Standard
5.59%
TSB Bank
Standard
5.79%
Heartland Bank
Residential
5.89%
Kiwibank
Standard
5.89%
Bank of China
Standard
5.99%
Special Rates
ICBC
Special
4.85%
ANZ
Special LVR under 80%
4.99%
Bank of China
Special
4.99%
Kiwibank
Special
4.99%
SBS Bank
Special
4.99%
TSB Bank
Special LVR <80%
4.99%
Westpac
Special LVR < 80%
4.99%
Standard Rates
BNZ
Standard
4.95%
ASB
Standard
4.99%
Co-operative Bank
Owner Occupied
5.09%
ANZ
Standard
5.59%
Co-operative Bank
Standard
5.59%
SBS Bank
Residential
5.59%
Westpac
Standard
5.59%
TSB Bank
Standard
5.89%
Bank of China
Standard
5.99%
Special Rates
ANZ
Special LVR under 80%
4.99%
Bank of China
Special
4.99%
ICBC
Special
4.99%
SBS Bank
Special
4.99%
Westpac
Special LVR < 80%
4.99%
TSB Bank
Special LVR <80%
5.09%
Standard Rates
ASB
Standard
4.99%
BNZ
Standard
4.99%
Co-operative Bank
Owner Occupied
4.99%
Co-operative Bank
Standard
5.49%
ANZ
Standard
5.59%
SBS Bank
Residential
5.59%
Westpac
Standard
5.59%
TSB Bank
Standard
5.79%
Kiwibank
Standard
5.89%
Bank of China
Standard
5.99%
Special Rates
ANZ
Special LVR under 80%
4.99%
Bank of China
Special
4.99%
ICBC
Special
4.99%
Kiwibank
Special
4.99%
SBS Bank
Special
4.99%
TSB Bank
Special LVR <80%
4.99%
Westpac
Special LVR < 80%
4.99%
Standard Rates
ANZ
Good Energy - Up to $80K
1.00%
BNZ
Standard
5.29%
ASB
Standard
5.35%
Co-operative Bank
Owner Occupied
5.39%
Westpac
Standard
5.79%
ANZ
Standard
5.89%
Co-operative Bank
Standard
5.89%
SBS Bank
Residential
5.95%
Bank of China
Standard
6.15%
Kiwibank
Standard
6.15%
TSB Bank
Standard
6.19%
Special Rates
Bank of China
Special
5.15%
Westpac
Special LVR < 80%
5.19%
ANZ
Special LVR under 80%
5.29%
Kiwibank
Special
5.35%
SBS Bank
Special
5.35%
ICBC
Special
5.39%
TSB Bank
Special LVR <80%
5.39%
Standard Rates
ASB
Standard
5.59%
Co-operative Bank
Owner Occupied
5.59%
BNZ
Standard
5.69%
ANZ
Standard
5.99%
Westpac
Standard
5.99%
Co-operative Bank
Standard
6.09%
SBS Bank
Residential
6.29%
Bank of China
Standard
6.35%
Kiwibank
Standard
6.39%
TSB Bank
Standard
6.59%
Special Rates
Bank of China
Special
5.35%
Westpac
Special LVR < 80%
5.39%
ICBC
Special
5.49%
Kiwibank
Special
5.59%
SBS Bank
Special
5.69%
TSB Bank
Special LVR <80%
5.79%
Standard Rates
ASB
Standard
5.69%
Co-operative Bank
Owner Occupied
5.69%
BNZ
Standard
5.79%
ANZ
Standard
5.99%
Westpac
Standard
5.99%
Co-operative Bank
Standard
6.19%
SBS Bank
Residential
6.29%
Bank of China
Standard
6.35%
Kiwibank
Standard
6.59%
TSB Bank
Standard
6.69%
Special Rates
Bank of China
Special
5.35%
Westpac
Special LVR < 80%
5.39%
ICBC
Special
5.49%
SBS Bank
Special
5.69%
Kiwibank
Special
5.79%
TSB Bank
Special LVR <80%
5.89%
Standard Rate
Special Rate
Last updated: May 15, 2025, 9:02 pm
Our Accomplishments
Celebrating a decade of excellence in financial services
Thanks to our unwavering commitment and the trust of our clients, Fundmaster has been recognised with the ‘NZA Fast Brokerage Award,’ marking our distinguished presence in New Zealand’s financial advisory sector for over a decade.
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YEARS IN BUSINESS
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EXPERT ADVISERS
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HAPPY CLIENTS
$ 0 B+
LOAN SETTLEMENTS
Our Services
Fundmaster offers a range of services to help you on your financial journey
Whether you’re exploring home loans, seeking to refinance for better terms, or requiring strategic business finance solutions, our brokers are here to align with your goals for a seamless journey.
Meet our CEO
Dev Dhingra
Meet Dev, the driving force behind Fundmaster. Leading it towards a future of financial empowerment.
Our tailored advice stems from a deep understanding of your needs, led by Dev Dhingra’s vision to secure the best deals for every client.
- Personalised Advice
- Unique Approach
- Hassle Free Process
Client Testimonials
Real stories, real success
in the last week
We’ve had the privilege of working with Dev Dhinga at Fund Master for over 10 years, and he has been an incredible part of our financial journey. Dev helped us purchase our very first home and later supported us in securing a rental property — always making the process smooth, clear, and stress-free.
What truly sets Dev apart is not just his deep knowledge of the mortgage industry, but the genuine care he brings to every interaction. He takes time to understand our goals, finds the best solutions, and explains everything in a way that makes us feel confident and informed. Even after a deal is done, Dev checks in regularly to see how we’re doing and ensure everything is still working well for us — something that speaks volumes about his integrity and commitment.
After a decade of working together, we see Dev not just as a mortgage broker, but as a trusted advisor and someone who’s really been part of our life journey. We’re so grateful for his support and would recommend him and the team at Fund Master to anyone looking for smart, reliable, and genuinely caring mortgage advice.
a week ago
Sudeep was great...always available to answer our questions. He was always approachable and helpful. Highly recommend.
a week ago
As a first homebuyer,the mortgage process felt incrediblt daunting.Thankfully,Fundmaster,Dev and Sudeep was an absolute lifesaver.They patiently walked me through every steps in a way that was easy to understand.Their guidance was invaluable in helping me navigate this significant milestone.
4 weeks ago
Awesome team, got things done for us real quick, Sushil is a great guy - immense financial knowledge with a personalised touch. Very satisfactory outcome!
Our Tools
Plan your future with Fundmaster's financial tools
Whether estimating mortgage repayments, exploring refinancing benefits, or calculating extra repayment savings, our tools empower you with the knowledge to make informed decisions.
Estimate your potential home loan repayments or discover the savings.
Determine your borrowing capacity to kickstart your property adventure.
Learn how much money you pay in principal and interest over time.
Contact Us
Fundmaster is here to guide you every step of the way
Our advisors will expertly guide you helping you achieve your goal faster.
Our FAQs provide clarity as you navigate your financial journey.
IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are example of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed-rate loan or where additional or early repayments are made during the fixed rate period.